If you just found hail damage on your car in Merriam
If your car was parked in a Merriam driveway or along Johnson Drive when a storm moved through, the damage is almost certainly cosmetic. Your vehicle is safe to drive, and there is no rush to decide anything today. But a few simple steps right now will make the insurance process significantly easier when you are ready.
Document the damage before you move or wash the vehicle — even if the dents look minor. Walk the full perimeter and photograph the hood, roof, trunk, and both sides. In Merriam's older neighborhoods, where about forty percent of vehicles park in driveways or on the street because of single-car garages, the exposure pattern is often uniform — every horizontal panel catches it. Use your phone flashlight at a low angle to make shallow dents visible.
<strong>With forty percent of Merriam vehicles parked in driveways, hail exposure here is higher than in most of Johnson County.</strong> That makes the repair method matter even more. Paintless dent repair preserves the original factory finish — no repainting, no body filler, no CARFAX flag. A body shop repair on a vehicle you plan to sell or trade adds a repaint record that costs hundreds at the dealer. Paintless dent repair avoids that entirely, which is why it has become the industry standard for hail damage.
Call us before you call your carrier — we will tell you whether the claim is worth filing and what to say when you do call. Merriam's standard inner-suburb carrier mix — State Farm, American Family, Progressive — all handle hail claims slightly differently, and we know each one's tendencies. The inspection costs nothing, and if the answer is "this is not worth filing" we will say so directly.
Read the complete guide: What to do after hail hits your car →