If you just found hail damage on your car in Gardner
Gardner sits at the very front of the KC storm corridor, so hail events here tend to arrive fast and without much warning. The good news is that hail damage is almost always cosmetic — your truck or SUV is safe to drive, and there is no rush to decide anything this morning. But a few quick steps now will save you real headaches later.
Grab your phone and walk the perimeter of the vehicle before you wash it or move it. Photograph the hood, roof, bed cover if you have one, and both sides. Hold your flashlight at a low angle — on the flat hoods and box tops common on Gardner work trucks, this makes even shallow dents pop. These photos are for your insurer's first look, not a beauty contest.
<strong>If your truck is your livelihood, how it gets repaired matters.</strong> Gardner runs on Ford F-150s and Ram 2500s — vehicles where a body-shop repaint leaves filler and a CARFAX flag that follows you to trade-in. Paintless dent repair skips all of that. The factory finish stays factory, no filler goes on, and your vehicle history stays clean. For aluminum-body F-150s, paintless dent repair is the only method that avoids the panel-replacement markup a body shop would quote.
Before you dial your insurance company, call us first — we will tell you exactly what to say when you do. We know how Farm Bureau, Progressive, and GEICO each handle comprehensive claims differently, and we will let you know whether filing makes sense for your damage level. The inspection costs nothing, the advice is straight, and if the answer is "this is too minor to file" we will say so.
Read the complete guide: What to do after hail hits your car →